What to Expect in an Injury Settlement with American Family Insurance | Fort Collins Injury Lawyers

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If you or a loved one has recently been involved in an accident, you may be in the process of negotiating an injury claim with American Family Insurance. Although “family” is in the name, American Family Insurance is a privately owned, for-profit business. Like any business, American Family Insurance tries to make profits where it can, and this includes when a customer files an injury claim.

Trying to convince American Family Insurance to forego a profit and provide you or your loved one with a large injury settlement amount may be difficult, especially if you do not have much experience with negotiation. However, there are ways to put yourself in a better negotiating position.

If you or a loved one has experienced a great deal of pain and suffering after being injured in an accident, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Fort Collins personal injury attorneys.

The First Steps

First, you want to determine the value of your claim. How much have you lost because of the accident? How much do you stand to lose in the future? How culpable were you for the accident? How culpable was the other party? These are all helpful questions when arriving at a figure for your injury claim. Having evidence to prove the answers to all of these questions may also be helpful going forward.

Once you have determined the value of your claim, the next step is to send this figure to American Family Insurance. When proposing this offer to American Family Insurance, make sure to describe how you arrived at this figure. Even though American Family Insurance will most likely reject your initial offer, this does not mean that the negotiating process is over.

Going Forward

The next step will be to wait for American Family Insurance’s initial offer. This offer will almost certainly not encompass the entirety of your expenses, but will likely be a tempting amount. The question that you will have to ask yourself will be whether a definite, small amount now is worth more to you than a possibly larger amount later. Only you can answer this question, and there are valid reasons for both options.

However, be sure to consider all of your needs when coming to this decision. Serious injuries can require years of medical treatment, and some injuries may not even present themselves until years after the accident.

If you decide to reject American Family Insurance’s initial offer, be prepared for a lengthy back and forth negotiation process. American Family Insurance has skilled negotiators, and the company depends on those negotiators to make sure that enough insurance claimants back down to keep profits high.

Our Fort Collins Injury Lawyers Can Help

At Zinda Law Group, our Fort Collins accident attorneys have helped thousands of injury victims get their lives back on track. We have the knowledge and resources necessary to help you seek maximum compensation for medical bills, lost income, pain and suffering, and all the other ways your injury has cost you.

Our firm also believes that an accident victim should never have to worry about their ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or a loved one has been injured in an accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Fort Collins personal injury lawyers.

Meetings with attorneys are available by appointment only.