How to Negotiate a Car Accident Injury Settlement with AAA | Fort Collins Injury Lawyers
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The American Automobile Association, commonly referred to as “Triple A,” may be best known for providing roadside assistance to customers having car trouble. However, AAA also offers a range of other services such as providing automobile insurance.
As a provider of automobile insurance, AAA’s primary focus is staying profitable. AAA manages to turn profits by collecting more money in customer premiums than it pays out in customer claim settlements. For example, if AAA collects a total of $50,000 in premiums, it can only afford to pay out $40,000, or less, in claim settlements.
If you or a loved one has been injured or involved in an automobile accident and are dealing with AAA, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our skilled and experienced Fort Collins car accident attorneys.
How AAA Handles Car Accident Claims
AAA makes sure that it meets its goal by using strategies that are designed to ensure that it doesn’t pay out excessive claims.
For instance, AAA and its claims adjusters may understand that you are in desperate need of cash as quickly as possible. As a result, the company will offer you an amount that is substantially lower than your claim’s value, hoping that your need for cash will force you to accept the offer.
Although these tactics and initial offers may be frustrating, it is important to remember that you can negotiate the settlement offer.
Negotiating Your Auto Accident Claim
When dealing with AAA, it is possible that the initial claim settlement amount offered to you will be lower than what you were hoping for. However, you should not feel compelled to accept AAA’s first offer. It is possible to negotiate a better settlement. The negotiation process consists of back-and-forth communication between you and AAA’s claims adjuster. The goal of the negotiation process is to convince the claims adjuster that your claim is worth more than what AAA says it is. Below are several steps that you can take in order to maximize the efficiency and effectiveness of your negotiations.
Collect and Organize All Documentation
Perhaps the most important part of the negotiation process is to organize all documentation relating to the car accident that led to your injury. The more comprehensive the documentation is, the better position you will be in when it comes to negotiating your claim.
If possible, you should gather: police reports, medical/repair bills, photographs of the injury or damage, photographs of the scene of the accident, witness statements, and estimates of lost wages.
Collecting and organizing these documents will make the rest of the negotiation process easier to navigate and will help you understand and stick to the facts of your situation.
Know What Your Claim is Actually Worth
Understanding what your claim is actually worth will allow you to negotiate more effectively. You can assess your claim’s value by considering factors such as: medical bills, car repair bills, lost wages, and other miscellaneous expenses.
Being aware of your claim’s value will put you in a better position to negotiate your claim. Although AAA may deny or reject your initial settlement offer, do not hesitate to reject theirs if the proposed amount is substantially lower than your estimate.
Emphasize and Reemphasize Your Situation
You should defend your position throughout the negotiation process by emphasizing and reemphasizing your situation. Convey the hardship and difficulty of your situation to AAA and its claims adjuster by explaining the severity of the incident, the extent of your injuries, and how those injuries will impact your life both physically and mentally.
You can refer to any relevant documentation whenever possible in order to support your position. Referring to this evidence will make it very difficult for adjusters to lowball you.
Seek Legal Consultation
Being involved in a fender bender probably will not require you to seek legal advice. However, if you have been injured as a result of a car accident, speaking with an injury attorney could be very helpful.
A skilled attorney will be able to coach you throughout the claim filing and negotiation process. With this guidance, you can increase your chances of receiving a fair settlement offer.
Our Fort Collins Car Accident Lawyers Will Fight on Your Behalf
At Zinda Law Group, our Fort Collins attorneys have the skill and desire to assist you following a car accident. We have the resources necessary to help you build the strongest claim. Our attorneys have plenty of experience in helping clients negotiate claim settlements. Further, we will work tirelessly to assist you in seeking compensation for medical bills, property damage, lost wages, pain and suffering, and more.
Our firm also believes that an injury victim should never have to worry about being able to afford excellent legal representation. That is why we offer 100% free consultations, and why you pay nothing unless we win your case. That’s our No Fee Guarantee.
If you would like to speak with an experienced Fort Collins car accident lawyer, or to learn more about negotiating settlement offers with AAA, call Zinda Law Group at (800) 863-5312 to receive your free case evaluation.
Meetings with attorneys are by appointment only.