Does Auto Insurance Cover Me in a Bicycle Collision? | Fort Collins Injury Lawyers

Call (800) 863-5312 to Speak with Fort Collins Bicycle Accident Lawyers for Free

Did you know that from 2010 to 2014, Fort Collins had an average of 161 bicycle accidents each year? If you were hurt by a motor vehicle while riding your bicycle around the city, you may be unsure what legal options are available to you.

Even if you have health insurance, there may be other ways that you can seek compensation for your injuries, medical expenses, lost work wages, or any other fees that resulted from your accident. With the help of the right personal injury attorney, you may be able to recover some or all of these damages.

If you or a loved one is dealing with an insurance company after being injured in a bicycle wreck, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Fort Collins bicycle accident attorneys.

Will Car Insurance Really Cover It?

Although the name may seem to suggest otherwise, car insurance coverage for injuries, medical expenses, lost wages, pain and suffering, and more may also extend to bicyclists. If you were hit by a car while riding your bike, there is a chance that both your insurance and the insurance of the opposing driver may cover your injuries.

Every insurance policy is different, but your auto insurance may cover a bike accident if these requirements are met:

  1. 1.) The Accident Involves a Motor Vehicle. Your auto insurance should cover the accident whether you are riding a bicycle, motorcycle, ATV, unicycle, or another human-powered vehicle, so long as one of the other drivers in the collision is in an automobile.
  2. 2.) You Have Personal Injury Protection Coverage on Your Auto Policy. Some refer to personal injury protection coverage as “Med-Pay.” If you frequently ride your bicycle, if you ride on busy streets, or if you own an expensive bike, you may want to consider increasing your coverage. This type of insurance can help you to pay for property damage to the bike or medical bills that may result from an accident.

Who Is at Fault in a Bicycle Collision?

Determining which party, the biker or the car’s driver, or both, were at fault in the car accident is an important step to finding out how much compensation you may recover. Insurance companies may attempt to find out who was negligent based on witness testimony, police reports, and other evidence.

At all stages of the legal process, it is important to consult with a bike accident attorney. Bicycle accident cases can be complex, and bike accident attorneys have the expertise you need to help you seek maximum compensation.

Get Help from Our Fort Collins Bicycle Accident Lawyers

At Zinda Law Group, our Fort Collins bicycle accident attorneys have helped bicycle injury victims get their lives back on track after suffering an injury. We have the knowledge and resources necessary to help you seek maximum compensation for medical bills, lost income, property damage, pain and suffering, and all the other ways your injury has cost you.

Our firm also believes that a bicycle accident victim should never have to worry about their ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or a loved one has been injured in a bicycle wreck, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Fort Collins injury lawyers.

Meetings with attorneys are available by appointment only.

Recommended Reading:

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How Do I Calculate the Value of My Personal Injury Case?
How to Negotiate an Injury Claim with Progressive Insurance