How Does Esurance Handle Car Accident Injury Claims? | Fort Collins Injury Lawyers
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If you have recently been in a car accident, you may now be in the process of filing a car accident injury claim with Esurance. Esurance is a wholly owned subsidiary of Allstate, and while it may not be as big as its parent company, it is still just as concerned about maintaining profits.
Just to file a claim, Esurance will request a lot of information from you. You might not need to have this information initially, but it is helpful to have as much evidence of the car accident as you possibly can while trying to recover any amount of money.
If you or a loved one is dealing with Esurance after being injured in a wreck, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Fort Collins car accident attorneys.
What Happens After I File a Car Accident Claim?
After you file a report, an Esurance adjuster will review it. The adjuster will ask for certain facts about the accident, and Esurance may even deny your claim depending on the amount of evidence you provide during this stage. The more evidence you are able to provide them, the more likely it is that the adjuster will take you seriously.
Some of the evidence that the adjuster will take into consideration will be from the other party. If the other party is the party insured by Esurance, you may have a tough time convincing Esurance of your side of the story rather than their policyholder’s, unless you have some solid evidence.
Talk to any eyewitnesses at the scene, file a police report, and take photos if possible. Compiling evidence early will be extremely helpful later on.
After reviewing the facts that you provided, and any facts the other party provided, the adjuster will give you an estimate of what Esurance thinks your claim is worth. This entire process may feel long and drawn out. It may be a while before you receive this initial evaluation. In the meantime, you may have accumulated further expenses stemming from the car accident.
What Happens When I Receive an Offer?
Esurance will likely offer you a low amount. This is not necessarily because that is what your claim is worth, but they may believe that is what you are willing to accept. Ultimately, it is your decision whether to accept Esurance’s initial offer. However, it is important to know that the process of recovering for your damages need not end on the note of Esurance’s low offer.
Esurance is accustomed to interacting with individuals who do not know the legal recourse they have. Negotiating as an individual against top insurance negotiators may be challenging and intimidating. However, an experienced personal injury attorney might be able to use their negotiation experience to negotiate on your behalf.
How Can I Learn More?
At Zinda Law Group, our Fort Collins accident attorneys have helped thousands of crash victims get their lives back on track after suffering an injury. We have the knowledge and resources necessary to help you seek maximum compensation for medical bills, lost income, property damage, pain and suffering, and all the other ways your injury has cost you.
Our firm also believes that a car accident victim should never have to worry about their ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.
If you or a loved one has been injured in a wreck, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Fort Collins car accident lawyers.
Meetings with attorneys are available by appointment only.