How Does GEICO Insurance Handle Personal Injury Claims? | Fort Collins Injury Lawyers

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GEICO (Government Employees Insurance Company) insures more than 27 million vehicles through over 16 million automobile policies. According to A.M. Best, it is the second-largest private passenger automobile insurer in the United States.

Navigating through the injury claims process with GEICO or any other insurance company can be confusing. If this is your first time dealing with an insurance company in this capacity, the entire process can be overwhelming. It is a good idea to familiarize yourself with the various stages of the claims process so that you can be aware of what to expect.

If you or a loved one has filed an injury claim with GEICO, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Fort Collins personal injury attorneys.

First File a Claim

Filing a claim is your first step towards recovery of damages for any injuries sustained to person or property. Even if you are at fault for the accident, you still need to file a claim with your insurance company. Once an injury claim is filed, GEICO will assign a liability examiner or claims adjuster to investigate the details of the claim.

GEICO provides several options for how to file a claim: going online, using their mobile app, or giving them a call. It is important to file the claim as soon as possible after the accident.

Investigating the Claim

The claims adjuster will assess the total amount of injuries and damages sustained. If GEICO does not inspect your claim within a reasonable amount of time after the accident, you may want to seek an independent valuation of the damage.

GEICO will also ask for various documentation such as police reports, medical bills, and vehicle and contact information of the other party and witnesses.

The examiner will interview all parties and witnesses in order to gather all necessary facts. During your interview with the adjuster, you should be as honest as possible when answering their questions. Answering that you do not remember is better than adding facts or exaggerating the situation.

Determining Liability

The claims adjuster will use all the information they gather in order to make a determination about who was at fault and how much they are willing to pay. GEICO will likely not pay out the claim unless liability has been determined.

If it is unclear who the at-fault party is, the claim process will take longer as the insurance companies try to determine liability. If liability is indeed in dispute, it may be a good idea to consult an experienced car accident attorney to assess your case. Depending on the circumstances, an attorney may be able to contact the insurance company and discuss the liability determination on your behalf.

Get Help from Our Fort Collins Accident Lawyers

At Zinda Law Group, our Fort Collins personal injury attorneys have helped thousands of people navigate the injury claim process with GEICO and other insurance companies. We have the knowledge and resources necessary to help you seek maximum compensation for your damages.

Our firm also believes that an injury victim should never have to worry about the ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or a loved one is dealing with GEICO about an injury claim, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Fort Collins accident attorneys.

Meetings with attorneys are available by appointment only.