How Does Farmers Insurance Handle Injury Claims? | Fort Collins Injury Lawyers

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Not to be confused with State Farm Insurance, Farmers Insurance Group is one of the largest and most popular providers of insurance in America. The company employs tens of thousands of workers, and offers a range of services such as auto, home, and life insurance.

Farmers’ television commercials promote the company’s dedication to convenience, helpfulness, and savings. However, a good marketing strategy does not necessarily translate into customer satisfaction. Like other insurance companies, Farmers makes money by receiving more in premiums than it pays out in claims. This means Farmers will find ways to pay out as little as possible when dealing with injury claims.

Because being injured in a car crash or other event is stressful enough, it is very important to become familiar with the process that Farmers uses in handling claims. Understanding this process and knowing what tactics Farmers uses in evaluating your claim can be very helpful when it comes to dealing with Farmers Insurance.

If you or a loved one has been hurt or injured and need help dealing with Farmers Insurance, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our skilled and experienced Fort Collins personal injury attorneys.

The Injury Claim Process

After being injured in a car accident or other event, you may have to file a claim with Farmers if the company insures the at-fault individual or entity, or if you have personal coverage through a policy with Farmers.

You can file a claim with Farmers online at, via telephone at 1-800-435-7764, or via the FarmersMobile App.

The claim filing process well require you to provide information regarding the accident that led to your injury, including the date and time of the accident, the location of the accident, and any resulting injuries or damages that resulted.

It may be in your best interest to consult with a personal injury attorney before sharing these details with Farmers. This is because your responses could end up hurting the overall value of your claim.

A skilled personal injury attorney will be able to guide you through this question-and-answer process in order to maximize your chances at receiving a fair settlement.

Handling Your Claim

After your injury claim has been filed, a Farmers adjuster will be assigned to your case. The adjuster will be responsible for investigating the facts and circumstances regarding the accident that led to your injury.

Once he or she is done investigating, the adjuster will rely on computer programs utilized by Farmers to come up with monetary values that are supposed to correspond to your injuries and damages.

However, it is important to realize that these programs are designed to lower the amount of your claim. This occurs because the programs fail to take into consideration important factors such as your stress, emotional trauma, and inability to participate in activities that you used to enjoy.

Because these strategies and tactics used by Farmers and its adjusters are designed to keep the company profitable, it is possible that you will receive a settlement offer below the actual value of your claim.

If this happens, you may want to consider consulting with a skilled personal injury attorney who can provide you with valuable information and tips regarding the negotiation of your settlement offer.

Our Fort Collins Personal Injury Lawyers Can Help

At Zinda Law Group, our Fort Collins accident attorneys have plenty of experience in handling personal injury claims. Our dedicated team has the knowledge and desire to help you navigate the Farmers injury claim process and will work tirelessly to assist you in seeking the compensation you deserve.

Our firm also believes that an injury victim should never have to worry about being able to afford excellent legal representation. That is why we offer 100% free consultations, and why you pay nothing unless we win your case. That’s our No Fee Guarantee.

If you would like to speak with an experienced Fort Collins personal injury lawyer, or to learn more about the Farmers injury claim process, call Zinda Law Group at (800) 863-5312 to receive your free case evaluation.

Meetings with attorneys are by appointment only.