How Long Does an Injury Claim Take to Settle? | Fort Collins Injury Lawyers

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One of the first questions you may be asking yourself after you file your personal injury claim is, “How long will this take to settle?” Settlement negotiations with an insurance company can take as little as a few weeks, or they can continue for months or even years. There is not an exact time frame, and each case is different depending on numerous factors.

These negotiations can go back and forth and may be frustrating when you are trying to recover from your injuries. Patience and persistence will help you get through the negotiation process and maximize your recovery.

If you or a loved one is negotiating with an insurance company after being injured, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Fort Collins personal injury attorneys.

Should I Take the First Offer?

An insurance company will likely make you an offer for settlement within a few weeks of the accident. It may be tempting to accept their offer and be done with the process. However, this may not be enough to compensate you for the extent of your damages.

A speedy settlement is beneficial to the insurance company because it may allow them to avoid paying for future treatment that may be required. In most situations, the first offer will not be the last offer. It may be a good idea to discuss your situation with a personal injury attorney to determine if the settlement offer is fair.

Be Aware of Your Recovery Time Frame

A big factor that will affect the duration of settling your claim is the length of time before you no longer need treatment. Before accepting an offer to settle, you may want to wait until you reach maximum medical improvement.

Maximum medical improvement is the point in time where no further medial procedure or treatment will improve your condition. The time it takes to reach medical maximum improvement varies depending on the injuries sustained.

It may be beneficial to wait until you have reached maximum medical improvement so that your doctor can assess any lingering effects from the accident. If you accept a settlement before you reach your maximum medical improvement, you may not be receiving the maximum amount you deserve.

After you reach your maximum medical improvement, you will better be able to take into account all medical treatment necessary for your recovery.

Other Factors Affecting the Settlement Timeline

Generally, the more money that is at stake, the longer the settlement process will take. This is because the insurance company’s goal is to pay out as little as possible. When more money is on the line, the company may want to drag out the process.

If liability of the accident is in dispute, this will likely extend the time frame of reaching a settlement as well. The insurance company may not be willing to make an offer to settle until liability by their insured is proven.

Get Help from Our Fort Collins Personal Injury Lawyers

At Zinda Law Group, our Fort Collins personal injury attorneys have helped many people deal with insurance companies after filing an injury claim. We have the knowledge and resources necessary to help you seek maximum compensation for your damages.

Our firm also believes that an accident victim should never have to worry about the ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or someone you love is negotiating with an insurance company after being injured, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Fort Collins personal injury attorneys.

Meetings with attorneys are available by appointment only.

Recommended Reading:

How to Negotiate an Injury Claim with Progressive Insurance
How Do I Calculate the Value of My Personal Injury Case?
The 5 Most Important Things to Do After Your Injury