What to Expect in an Injury Settlement with AAA | Fort Collins Injury Lawyers

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The American Auto Association, more commonly known as AAA, is a federation of motor clubs throughout North America that provides services such as roadside assistance and insurance. AAA is a highly recognized insurance company that says it is there for its members, but that doesn’t mean it is easy to work with when you are filing an accident claim.

Many insurance companies strive to minimize settlements so they can make money. It can be difficult to navigate the claims process on your own, especially when you are lacking in experience.

At Zinda Law Group, our team of experienced lawyers has received many fair settlements from AAA, and we’re ready to help you. If you or a loved one needs to negotiate with AAA insurance, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Colorado personal injury attorneys.

Filing a Claim with AAA

The first step in receiving a settlement from AAA is opening a claim. You can do this over the phone by calling 1-800-207-3618 or by submitting a claim online.

You do not need much information to start this process. You only need to provide your personal info, AAA policy number, the date of the accident, and a description of the accident.

After your claim has been filed, a claims adjuster will get in touch with you.

What to Expect in a Negotiation

To ensure you get what you deserve following an accident, you should calculate what number you need to fully recover. This figure can take into account your medical bills, automobile damage, and lost wages from missed work because of the accident, as well as any other costs. Did you have to rent a car while yours is in the shop? Did you have to hire a housekeeper because you’re injured? Add up all of the costs associated your accident. Once you know this number, keep it in mind when speaking with AAA, and do not accept a smaller payout.

AAA, like all insurance companies, wants to make money. Insurance providers do this by minimizing payouts. You should expect that the first offer you receive from AAA will be low. Many insurance providers will first offer a low payout very quickly after you have submitted your claim. They are hoping that your eagerness to put the accident behind you and your pressing bills will result in you taking a lower offer. Even if they send you a check, you do not have to accept this number. You should not accept it if it does not cover all of the costs that have resulted from your accident.

You should expect to negotiate with AAA. Reject their first offer and suggest your own. Explain to your claims adjuster why you need a higher amount. You must work to make your claim as strong as you can. Provide any photographs you have of the accident, your car damage, and your injuries. Seek out documentation from medical professionals or law enforcement about the accident to help communicate the seriousness of your claim.

While you are negotiating, be careful not to say anything that could damage your claim. While your adjuster will hopefully be friendly and polite, their primary job is to make money for AAA. If you say something damaging, they most likely will use it against you.

Get Help from Our Experienced Personal Injury Lawyers

Dealing with an insurance company can be overwhelming, especially after an accident. You do not need to go through this alone.

The attorneys at Zinda Law Group are ready to help you navigate the process. We have experience negotiating on many clients’ behalf with AAA, and we will work to ensure you reach a fair resolution of your claim so you can put this accident behind you.

If you or a loved one has been injured in an accident, contact Zinda Law Group at (800) 863-5312 for a free consultation and learn how we can help.

Meetings with attorneys are available by appointment only.