Is State Farm Offering Me a Fair Settlement? | Fort Collins Injury Lawyers

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Settlement negotiations with State Farm can be frustrating and tedious. Negotiations can go back and forth for months without reaching a settlement deal.

Even when you receive a settlement offer, you may not be sure that you are getting a fair deal. You may be tempted to take a low offer because you just want to be done with the process.

How do you know if the settlement State Farm is offering is fair? Will it cover your necessary expenses from the accident? A personal injury lawyer will be able to assess the settlement offer and determine if it is fair in relation to the damages sustained.

If you or someone you love is in settlement negotiations with State Farm, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Fort Collins personal injury attorneys.

Is My State Farm Settlement Offer Too Low?

A fair settlement offer may depend on a variety of factors, including the circumstances of the accident, liability and extent of injuries sustained.

What is fair in one instance may not be fair in another situation. In order to determine if State Farm has offered you a fair settlement, you will need to examine the damages you sustained.

How to Calculate Damages

One of the first things to consider when negotiating with State Farm is what kind of damages you have sustained. Determining the amount of your damages will help you assess whether the settlement offer made by State Farm is fair.

Here are some things to consider when determining your damages:

  • Medical Expenses: These include hospitalization, surgery, physical therapy, rehabilitation, medication, and other health-related costs;
  • Permanent or Temporary Disfigurement;
  • Lost Wages: Lost income during the time you spent recovering and future lost wages;
  • Property Damage: Damages to your car or other personal property; and
  • Pain and Suffering: Emotional damages that can be difficult to calculate.

If you are unsure how to assess these damages on your own, a personal injury lawyer may be able to help determine how much you should be demanding from State Farm.

State Farm Negotiation Strategy

Once you have an idea of what your damages are, you can come up with a minimum settlement amount you would be willing to accept. This can help you during the negotiation process to determine whether a certain offer is fair.

Reject unfair offers, and make a counteroffer emphasizing reasons why you are requesting a certain amount of damages. Do not be afraid to ask for what you need.

What If State Farm’s Offer Is Too Low?

The first offer State Farm makes will likely not be enough to cover your damages. State Farm, like most insurance companies, has its own best interests in mind.

State Farm’s goal is to pay out as little as possible in claims. Be patient during the negotiation process if you want to maximize your recovery.

Get Help from Our Fort Collins Personal Injury Lawyers

At Zinda Law Group, our Fort Collins car accident attorneys have helped injured clients negotiate favorable settlements with State Farm Insurance. We have the knowledge and resources necessary to help you seek maximum compensation for medical expenses, lost wages, and property damage. We can help you assess whether State Farm’s settlement offer covers your damages.

Our firm also believes that victims should not have to worry about the ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or someone you love is in settlement negotiations with State Farm, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Fort Collins personal injury attorneys.

Meetings with attorneys are available by appointment only.

Recommended Reading:

How Does State Farm Insurance Handle Injury Claims?
What to Do If You’re Injured by a Drunk Driver
How Do I File a Personal Injury Claim?